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Blue Cross Blue Shield of
An independent licensee of the Blue Cross Blue Shield Association,
Blue Cross Blue Shield of Arizona (www.azblue.com), is a local not-for
profit health insurance company headquartered in Phoenix. The company
was established in 1939, and it employs over 1,500 dedicated people
spread over its Phoenix, Tucson, Tempe and Flagstaff offices. It
is the biggest locally based insurance company in Arizona that provides
health insurance products, services or networks to more than 1.1
million people. Blue Cross Blue Shield of Arizona delivers a wide
range of health insurance products and services to meet the diverse
needs of individuals, families, and small and large businesses and
also provide information and tools to help customers make suitable
health decisions. The company also actively supports the community
running over 200 organizations statewide through volunteering and
Blue Cross Blue Shield of Arizona has designed several health plans
specifically for Arizona residents who do not receive health insurance
through their employers.
Among its preferred provider organization (PPO) individual insurance
plans are BluePreferred, BluePreferred Saver (HAS Compatible) and
BluePreferred Basic (High Deductible). BluePreferred is a plan with
co-pays for Preferred office visits and five deductible choices.
BluePreferred Saver is a high-deductible plan that meets federal
requirements for use with a health savings account (HSA). You can
have three deductible options with this plan. BluePreferred Basic
is a low-premium high-deductible plan with three deductible choices.
In the category of indemnity plans, you can have BlueClassic with
six deductible options or BlueClassic Saver (HAS Eligible), which
is a high-deductible indemnity plan that meets federal requirements
for use with an HSA. A $5,000 deductible is available. BlueSelect
is a health maintenance organization (HMO) plan with two plan options.
BlueSelect Plan 2 requires co-pays for most covered services. BlueSelect
Plan 3 is a lower premium HMO; deductible and coinsurance apply
to inpatient facility charges. All Blue Cross Blue Shield of Arizona
individual health plans include visits to doctor office, hospital
benefits, prescription medications (no formulary), chiropractic
benefits, routine physical exam and preventative screenings and
well-child care and routine immunizations.
Since you cannot depend on Medicare alone to pay for everything,
you should look for a Medicare supplement from Blue Cross Blue Shield
of Arizona (BCBSAZ) that is right for you. With its Senior Security
Plans, there are no "service area" restrictions. You can
have full Medicare supplemental insurance coverage while traveling
throughout the US and have the complete freedom to see any Medicare
participating doctor without a referral. Its Senior Preferred Medicare
Select requires you to use doctors and hospitals in its Senior Preferred
Medicare Select provider network (except in emergencies).
Blue Cross Blue Shield of Arizona offers employer groups a number
of flexible choices that include PPO, PPO upgrade options, HMO,
dual option (PPO and HMO), consumer-directed health plans and dental
plans. The choice, in fact, is so large that it can accommodate
practically any employer’s budget.
Blue Cross Blue Shield of Arizona also offers DentalPlus, a prepaid
dental plan available in Maricopa and Pima counties only. It offers
diagnostic and preventive care and discounts on restorations, periodontics,
oral surgery, endodontics, and prosthetics when you see a participating
DentalPlus dentist or specialist.
Street Address of Blue Cross Blue Shield of Arizona:
2444 W Las Palmaritas Dr.
Phoenix, AZ 85021;
Blue Cross Blue Shield of Arizona, P.O. Box 13466, Phoenix, AZ 85002-3466.