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Blue Cross and Blue Shield
Association
The Blue Cross and Blue Shield Association (www.bcbs.com) is the
trade association for the independent, regional Blue Cross and Blue
Shield plans. The association, formed when the Blue Cross Association
merged with the National Association of Blue Shield Plans in 1982,
is based in Chicago, Illinois. The Blue Cross-Blue Shield Plans
played a major role in the evolution of managed health care in the
United States. The association’s 39 local member companies
have provided millions of people with high-quality, affordable health
insurance for over 70 years. It should be mentioned that one in
every three Americans carries a Blue Cross and Blue Shield card,
and the Blue Plans are a symbol of health security for him/her.
The member Plans of the association are known for providing top-quality,
customer-focused, innovative, affordable health policies.
For long people of different walks and in different stages of life
have been receiving some form of benefit from a Blue Cross and Blue
Shield health care provider.
A Blue Cross and Blue Shield health insurance provider usually
provides benefits such as affordable monthly health insurance premiums,
a choice between a short or long-term health coverage, based on
your individual requirements, discounts on medical procedures, consultations
and general health care, plans for medical supplies in case of an
injury or a short period of stay in the hospital, out-of-state coverage
for travelers and dental, life, preventive, prescription, emergency
and eyes and teeth coverage depending on the plan that you like
to utilize.
Blue Cross and Blue Shield Plans provide you access to doctors
and hospitals almost everywhere, so that you always receive the
care you need. Among the types of coverage provided in the United
States are HMO Coverage, Indemnity Coverage, POS Coverage, PPO Coverage,
Traditional Coverage and health care coverage when traveling outside
of the US. While most HMOs provide coverage through an emergency
room if you require care when you travel, there are a number of
Blue Cross and Blue Shield Plans that go even further and offer
a Guest Membership through the Away From Home Care Program. A Guest
Membership is a courtesy enrollment for members who are temporarily
residing outside of their Home HMO service area for at least 90
days. You can avail of the Away From Home Care Program in most states
and the District of Columbia.
Let us have a look at some of the Blue Cross and Blue Shield health
insurance providers in different states. For example, Blue Cross
Blue Shield of Texas offers a health policy specifically designed
for consumers. Among the plans offered by the Horizon Blue Cross
Blue Shield of North Carolina, the most popular is the Blue Advantage
plan. This company offers health care insurance for individuals,
families, Medicare beneficiaries and groups who would like to get
benefits at a lower rate of premium. There are still some states
in the United States in which Blue Cross and Blue Shield are considered
distinct entities rather than a merged organization. One of such
entities, Blue Shield of California offers a wide array of health
plans, providers and pharmacies, which look after your specific
health care needs. Blue Cross Blue Shield of Georgia has a plan
that caters to women's health, as well as an overall health care
program. As Blue Cross and Blue Shield health care providers have
one company in 39 states, you can not only take advantage of affordable
health insurance plan premiums, but also receive the best overall
health care you deserve.
Address of Blue Cross and Blue Shield Association:
225 N. Michigan Ave., Chicago, IL 60601-7680;
Phone: 312-297-6000; Fax: 312-297-6609.
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