Blue Cross Blue Shield of Minnesota

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Blue Cross Blue Shield of Minnesota

Chartered in 1933, Blue Cross and Blue Shield of Minnesota is the largest health plan in flu-prone Minnesota, providing health coverage to over 2.7 million members. Apart from providing coverage for individuals and groups of all sizes, the company also caters to the health insurance needs of state and federal employees in each county throughout the state. It serves over 125,000 members enrolled in government-sponsored programs and 184,000 members enrolled in Medicare programs. It became one of the pioneers in the field of consumer-directed health care by providing such plans in 2003. The company at present serves 155,000 members in its Options Blue plans that combine a high-deductible health plan with a financial account and support from health management services and an online member service center. Blue Cross Blue Shield of Minnesota offers its customers access to 100 percent of nonfederal hospitals and over 93 percent of professional providers statewide. Its plans cover the entire state and ensure access to providers in all areas of the state. The company has been given ratings of A and AA- by A M Best and S&P respectively.
BCBS of Minnesota offers a variety of individual and family health plans all over the state that include:
Options Blue: It is a high deductible health plan with which you can receive preventive care and prescription drug coverage. As the plan connects with a Health Savings Account, you can so save money on medical treatments long into the future. You can include dental coverage if you like.
Aware Care: This is a PPO plan that has a choice of ten deductibles. Aware care includes well-child care up until age six, dental, pre-natal care with no deductible, and maternity care (in some plans).
In addition to these plans, Blue Cross Blue Shield of Minnesota also offers members short-term medical coverage, long-term care options, small and large group coverage and an affordable vision plan.
In case you are between jobs, group plans or just out of college, Insta-Care(SM) is the short term plan for you for a period of say 30, 60 or 90 days. With this plan, you are free to see any doctor in its statewide network. Minnesota law restricts short-term coverage to 365 days in any 555-day period.
Apart from plan benefits and health programs, members of BCBS of Minnesota health plans can take advantage of some special features depending on their plans. Members are entitled to receive up to 25 percent discounts on acupuncture and massage therapy from network providers, and also savings on thousands of health care products. The company offers a savings program called Rx Advantage for those Medicare members who do not buy drug coverage, and for Aware Care individual plan members with a plan deductible of $500 or more. Using Rx Advantage, a member pays the lowest discounted price for any drug on his or her prescription drug list. Some eyewear retailers also offer discounts on eyewear to BCBS of Minnesota members.

Address of the company: Blue Cross Blue Shield of Minnesota, 3535 Blue Cross Rd.,
Eagan, MN 55122-1154.

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