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Blue Cross and Blue Shield
of North Carolina
Blue Cross and Blue Shield of North Carolina (BCBSNC) provides
quality health care products, services and information to nearly
3.4 million members, including about 744,000 served on behalf of
other Blue Plans. For nearly 75 years, the company has served its
customers in North Carolina by providing excellent health care at
a competitive price and also by supporting community organizations,
programs and events that promote good health. It has already earned
several distinctions, including an Excellent Accreditation from
the National Committee for Quality Assurance (NCQA) for its HMO
product. The company’s Blue OptionsSM plan was
also judged the first PPO plan in the state to be accredited by
NCQA, earning Full Accreditation.
The company offers its members Blue ExtrasSM value-added programs,
which provide discounts and information on a wide variety of health-related
services at no additional cost. BCBSNC also offers life, dental
and disability insurance products.
BCBS of North Carolina offers a number of excellent health plans
to its customers.
BlueAdvantage offers various plans with different premiums, deductibles,
and coinsurance so that individuals and families can choose the
plan that best suits their needs. Members are entitled to receive
discounts on vitamins, alternative medicines, and hearing aids at
no extra cost.
BlueOption HSA offers low premiums, high deductibles, and tax savings
on your income. You are required to pay your medical bills from
a special account where you have contributed before-tax income.
You do not need to get approval to visit specialists outside of
the network with BlueOption HSA. You are also entitled to get coverage
when you travel across the United States and in several countries
around the world.
If you are looking for a short term health coverage, BCBS of North
Carolina’s ShortTermHealthCare might be just
the right plan for you. You can select plans that will cover you
ranging from 30 to 90 days. You will also have a choice of deductibles
to meet your needs. There is also a plan called Simplicity Long
Term Care that gives you and your family medical coverage if one
of you unexpectedly needs home care, assisted living, or respite
care.
The company also offers plans for individuals and groups covered
by or entitled to Medicare. Individuals can choose to purchase prescription
drug coverage or supplement his/her existing Medicare health care
coverage. With the help of this coverage, you will be able to save
costs, enjoy convenience, large networks and, above all, peace of
mind.
Medicare prescription drug coverage is new Medicare insurance for
prescription drugs. According to Medicare estimates, the new coverage
is likely to save you hundreds of dollars.
With its dental plan Dental Blue, you are allowed to consult any
licensed dentist in the state and pay no deductible for checkups
or diagnostic and preventive services.
If you become a member of BCBSNC, you get more than just health
insurance. The company’s family of Blue ExtrasSM
programs are available to members at no extra charge that complement
your health insurance plan. These programs help you to get information
on health related topics and discounts on everything from vitamins
and supplements, to massage therapy and laser vision correction.
Address of the company: Blue Cross Blue Shield
of North Carolina, 5901 Chapel Hill Rd., Durham, NC 27707.
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