Blue Cross Blue Shield of Tennessee

Click for a FREE Health Insurance Quotes

Blue Cross Blue Shield of Tennessee

Blue Cross Blue Shield of Tennessee (BCBST) is one of the most financially successful plans among the all-too-familiar Blue Cross and Blue Shield health plans spread across the United States. The company has been fulfilling the health care requirements of its members for more than 60 years. As of 2002, the company was reported to have almost 35% market share in Tennessee, serving more than 4.3 million people in the process. The number of people served by BCBST went up from 4.1 million in 2000 to over 4.3 million in 2002, because of significant commercial business growth and the addition of the New Jersey Medicare business. The companyâ€™s combined HMO and POS membership represents nearly 15% of the company's market share in Tennessee, but it represented merely 9% of total enrollment. The rest of the members belong to PPO plans, the company's TennCare plans, and in self-insured accounts. Its Blue Partner HSA plans offer especially competitive rates, and are the most popular plans the company offers in the state of Tennessee. Blue Cross Blue Shield of Tennessee has been assigned an Standard and Poor's rating of A+ (Strong).
Blue Cross Blue Shield of Tennessee offers a number of quality health plans that include:
BCBST PPO Plans: Blue Cross Blue Shield of Tennessee offers a number of PPO plans for customers to choose from. These PPO plans include a large number of member physicians and health care providers. With these plans, members can consult any health care provider in the system without bothering for a referral. Prescription drug co-payments have been fixed at $10 for generic drugs, $35 for brands chosen by Blue Cross Blue Shield of Tennessee, and $50 for all other prescription drugs. Premiums can vary with deductibles, and they can range from $250 to $5,000, and co-pays of either $20 or $30 for office visits, as well as insurance for other treatments. Members can also avail of other deductible and coinsurance plans.
SimplyBlue Plan: This is a plan that gives members premiums at affordable rates with the knowledge that members have coverage in the event of unexpected illnesses or injuries. The SimplyBlue plan has a number of options of deductibles, coinsurance, and maximum out of pocket expenses from which to choose. The plan covers several preventative and wellness services. Members are entitled to optional maternity and dental benefits.
SimplyBluePlus Plan: This plan offers more benefits than the SimplyBlue plan. SimplyBluePlus offers members low co-pays on generic prescription drugs and offers coverage, subject to co-pays, on a number of services that include immunizations for foreign travel and flu shots. Members can also receive optional maternity and dental benefits.
BluePartner Plan: This plan offers the advantages of an HSA, i.e., Health Savings Account, with a PPO. With this plan, members are required to pay pre-tax dollars into their health savings account that they use to pay their medical bills. Members have to pay coinsurance when applicable, as well as deductibles and premiums.

Address of the company: Blue Cross Blue Shield of Tennessee, 801 Pine St.,
Chattanooga, TN 37402.

Click for a FREE Health Insurance Quotes