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Fairmont Specialty Group
Fairmont Specialty Group Health Insurance is a division of Crum
& Forster. The company provides underwriting for several specialized
health insurances. It began its journey in Houston Texas under the
name Ranger Insurance and still has an office there. Fairmont Specialty
Group has now in New Jersey and Hawaii also. It is Fairfax Financial
Holdings that has combined its two U.S. primary insurance groups
into one operation with Fairmont Specialty becoming a division of
Crum & Forster Holding Inc. While keeping its name after the
formation of the new division, Fairmont Specialty continues to offer
the same products and services to its current agents and customers.
Crum & Forster has more than one thousand employees and its
capital is about $1000 million dollars. Fairmont Specialty Group
Health Insurance has received high ratings from renowned insurance
rating firms in the United States.
Fairmont Specialty Group offers a number of insurance services
including: Employer Stop Loss with access to Term Life; Medical
Excess Reinsurance; Provider Excess of Loss; Blanket Special Risk;
Hospital Indemnity and Limited Medical Benefits; Short Term Medical;
Organ Transplant; Inbound and Outbound Insurance; Dental; Prescription
Drug; Catastrophe; HMO Excess of Loss with Continuation of Coverage;
Collegiate Sports; Wholesale and Group Travel Insurance; Business
Travel and Basic AD&D and Retail Travel Insurance.
Fairmont Specialty Group Health Insurance provides coverage for
short term and specialty health insurance requirements such as college
student specialty health insurance and short term insurance. Health
insurance for college students is of great help to them as it helps
cover costs not covered under a parent’s plan
or under a student’s university plan. A temporary
health insurance helps cover health insurance costs for those who
are between jobs or between policies. College students or fresh
graduates looking for jobs also benefit from such temporary health
insurance plans.
FSG Fairmont Specialty Group Short Term health insurance is available
in Alaska, Alabama, Arizona, Arkansas, California, Connecticut,
Delaware, DC, Florida, Georgia, Hawaii, Illinois, Iowa, Kentucky,
Maine, Mississippi, Missouri, Nebraska, New Mexico, Oklahoma, Pennsylvania,
Rhode Island, South Carolina, Tennessee, Texas, Virginia, West Virginia,
Wisconsin, and Wyoming.
Fairmont Specialty Group’s temporary
health insurance plan features: coverage for one to six
months, next day coverage, freedom to choose any doctor or hospital,
$1 million lifetime maximum, physician services (diagnosis and treatment),
surgery in a hospital or ambulatory surgical center, intensive care,
X-ray and laboratory, ambulance services, spinal manipulation/adjustment,
mammography, and Pap smear and screens.
The company’s Simple Short Term Insurance
can protect yourself and your family from unexpected illnesses or
accidents. Having this coverage is easy as well as affordable. All
you have to do is a) select a plan/rate that meets your health insurance
needs and budget, b) fill in a simple 7-question application and
c) submit your payment and application.
Eligibility criteria for Short Term Medical Insurance:
You and your spouse should be under age 65 (and not eligible for
Medicare) and your and your spouse's unmarried dependent children
under age 19 (or under age 25 if a full-time student) who have a
social security number and can answer "No" to the seven
health questions on the application. Children age 19 and over have
to apply separately. Child-only coverage is available for ages 2
through 18 in which the application must be filled in and signed
by the parent or legal guardian.
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