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Health Net of Arizona, Inc.
In health care insurance business for nearly 25 years, Health Net
of Arizona is part of Health Net, Inc., one of the largest managed
health care providers in the United States.
Health Net of Arizona has recently been ranked the number one HMO
in Arizona in an annual poll conducted by the Arizona Business Magazine.
"Ranking Arizona: The Best of Arizona Businesses" is a
yearly poll conducted by the magazine mostly through online votes.
Anyone visiting the Arizona Business Magazine site can vote on more
than 200 categories that range from restaurants to private schools
and management consultants.
The company boasts of a substantial-sized network of health care
providers available in several different states. Armed with the
support of a $9 billion parent company, Health Net of Arizona combines
the convenience of local service combined with the financial muscle
of Health Net, Inc. The company has received B++ (very good) ratings
from A.M. Best, an independent insurance analyst.
Health Net of Arizona offers and administers a full range of health
care plans and specialty services. In the category of individual
and family plans, the company offers many PPO and HMO plans with
various deductible, co-pay and coinsurance options. One can also
find high deductible plans that are compatible with Health Savings
Accounts (HSA), as well as vision and dental plans. Individual plans
offered by the company to members have a number of great qualities,
including various designs and deductibles offered to members to
enable them to control health insurance plan costs. The number of
plans available offers trade offs, costs for benefits, so that a
member is able to pick and choose what he/she needs and what he/she
does not. Higher premiums are equivalent to lower costs in an emergency
or for medical services.
For small and large businesses, Health Net of Arizona offers an
exceptional amount of different options within each of their HMO,
PPO, POS, HSA, vision and dental plans. With these plans, both employers
and employees will be able to find exactly what they need within
As far as Medicare plans are concerned, there are plans with or
without prescription drug benefits, as well as plans with only prescription
drug coverage. Some of these plans are: Health Net Preferred Plus
(the Violet Plan), Health Net Senior Care Complete (the Ruby Plan)
and Health Net Platinum (the Amber Plan), Health Net Essential (the
Green Plan) and Health Net Orange 2-Tier and 3-Tier (the Orange
Most Health Net of Arizona plans are managed care plans. Some plans
are Preferred Provider plans in which you get the maximum benefit
by staying within the plan's provider network. These plans more
often than not allow receipt of health care services outside their
network of providers, but charge more for their use. Other plans
may call for the selection of a Primary Care Physician (PCP), a
personal doctor who directs all your medical care and treatment
and his or her written referral is necessary to acquire before you
can see a specialist.