Kaiser Permanente

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Kaiser Permanente

Composed of Kaiser Foundation Health Plans (nonprofit, public-benefit corporations), Kaiser Foundation Hospitals (a nonprofit, public-benefit corporation), and the Permanente Medical Groups (for-profit professional organizations), Kaiser Permanente is the largest nonprofit health plan in the United States. Established in 1945, it is a nonprofit, group-practice health plan having headquarters in Oakland, California. The company caters to the health care needs of over eight million members in nine states and the District of Columbia. Kaiser Permanente's provider network includes: California, Colorado, Georgia, Maryland, Virginia, Washington D.C., Ohio, Oregon, and Hawaii.
As a nonprofit health plan, Kaiser Permanente focuses more on the needs of its members than that of its shareholders. The company is also involved in several community activities that providing help to the uninsured and special populations, training new health professionals, introducing new delivery methods into the health care field and
developing and sharing better ways of caring for patients.

Kaiser Permanente offers a wide range of health plans for individuals and families, groups, and employers.

As far as individuals and families are concerned, the company offers a number of plans with a variety of deductibles or co-payments including: $1,500 Deductible Plan, $250 Deductible Plan, $50 Copay Plan, and $25 Copay Plan. The $25 Copay Plan offers no medical calendar year deductible, no lifetime benefit maximum, and professional services such as routine and urgent care appointments for $25 per visit. It fully covers outpatient services such as immunizations as well as group health education visits. With the $25 co-pay Plan, members are required to pay low fees for outpatient services, hospitalization, emergency services, mental health, chemical dependency, home health, and prescription drugs.

The company offers an excellent Dental Assurance Plan as a supplement to existing health coverage of its members. The plan offers $1,000 maximum per calendar year towards each covered enrollee, low co-payments and annual deductibles. The plan covers among other services restorations, dentures, orthodontic services, oral exams and preventative services.

Kaiser Permanente's $1,500 Deductible Plan for Individuals has an annual out-of-pocket maximum of $3,500 and a medical calendar year deductible amounting $1,500. Professional services such as routine and urgent care appointments are more or less $30 per visit. Outpatient services such as immunizations are available free of cost, as are group health education visits. Members are also required to pay low fees for outpatient services, hospitalization, emergency services, mental health, chemical dependency, home health services, and prescription drugs.

Its health and wellness programs help members find their unique path to healthy living.
Through Kaiser Permanente’s complementary health programs, members get discounts and preferred rates on services and health products. You can also join its online healthy lifestyle programs to create customized action plans that help you meet your personal health goals. These personalized programs will help you lose weight, eat well, manage stress, and quit smoking for once and all. The company’s preventive care includes regular health exams and screenings, such as eye exams and mammograms, to help detect health problems before they become serious, and immunizations that help prevent diseases.
Its health and drug encyclopedias will bring important health information at your fingertips.

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