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Missouri, Blue Cross Blue
Shield of Kansas City
Blue Cross and Blue Shield of Kansas City (BCBSKC) happens to be
the largest provider of health plans in a 32-county area encompassing
greater Kansas City and Northwest Missouri. An independent licensee
of the Blue Cross and Blue Shield Association, BCBSKC serves over
880,000 subscribers and has been a constant presence in the region
since 1938. It is an independent organization governed by its own
Board of Directors and is solely responsible for its debts and other
obligations. The company offers residents affordable health insurance
options with guaranteed quality. As a non-profit company, it received
a NR rating from AM Best, an independent insurance analyst. BCBSKC
offers health benefit programs to individuals and employers who
provide group health plans to their employees.
BCBS Kansas city offers a number of plans for individuals and families
Preferred-Care Blue Premium, RateSaver PPO: Since it has a wide
range of deductible levels, this plan is highly suitable for a developing
family as well as individuals. This plan covers services such as
well-visits, hospitalization, eye wear, dental and allergy testing.
Members can choose between a co-pay and co-insurance. The RateSaver
plan may offer you a lower coverage option, but includes a $5000
term life insurance policy.
Blue Care HMO & Blue Care Select HMO: This plan has no deductible.
It focuses mainly on preserving wellness. The plan offers wellness
care, prescription coverage with a co-pay, vision, hearing and life
insurance, as well as maternity coverage.
BlueSaver HSA: As both a high-deductible plan and a PPO, BlueSaver
HSA will offer you the flexibility to choose your coverage limits
and your physician. The plan offers similar coverage as the Preferred-Care
In addition to plans for individuals and families, BCBS of Kansas
City also offers group coverage for small businesses and those with
more than 50 employees. The companyâ€™s group plans
can provide employees with options in excellent benefit designs
and access to quality hospitals and physicians. Furthermore, the
company allows seniors to supplement their Medicare. Blue Cross
and Blue Shield of Kansas City understands the new prescription
drug program can be confusing, and accordingly have made available
a clear and concise guide about Medicare Part D. It offers three
Medicare Part D prescription drug plans under the Blue MedicareRx
product name: Value, Plus and Premier.
As of January 1, 2006, individuals eligible for Medicare have access
to a new Medicare prescription drug plan. It is for the in Medicareâ€™s
history that a plan has been implemented to help offset retail prescription
drug costs for Medicare-eligible individuals. As part of its commitment
to improve your total health and well-being, the company also offers
you A Healthier You, which is a package of information, tools and
services you have access to as a Blue Cross and Blue Shield of Kansas
City member. This program makes it easier for you to set a course
for better health and stay the course until you reach your destination:
a place where you are feeling better, looking better and living
better every day.
Address of the company: Blue Cross Blue Shield
of Kansas City, 1 Pershing Sq., Kansas City, MO 64108.