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Regence Blue Cross Blue
Shield of Oregon
The Regence Group is the largest affiliation of health care plans
in Pacific Northwest. Belonging to this group are Regence Blue Cross
Blue Shield of Oregon, Regence Blue Shield, Regence Blue Shield
of Idaho and Regence Blue Cross Blue Shield of Utah. Taken together,
the four plans cater to the needs of over 3 million people in four
states with more than $4 billion in combined annual revenue. Regence
Blue Cross Blue Shield of Oregon alone serves about one million
members in Oregon and Clark County, Washington. It has more than
10,000 physicians and providers in its different networks.
The company employs about 2,500 people and processes nearly 1,100,000
claims per month. Regence Blue Cross Blue Shield of Oregon is committed
to offering the best in service, quality, and products to its members.
Regence Blue Cross Blue Shield of Oregon offers a number of attractive
health plans for members. These products include:
Blue Basic: It offers healthcare at affordable costs with flexible
features. After meeting deductibles, members are required to pay
50% coinsurance to network member healthcare providers or 50% to
non-member providers on most services. If you use member providers,
you will be able to enhance your overall savings. Blue Basic covers
office visits, prescriptions, maternity, and hospital. Preventative
care is not subject to a deductible. You can also choose from several
different deductible levels.
Blue Plus: This plan offers a number of choices in deduction levels.
After meeting deductibles, members have to pay 30% coinsurance to
network healthcare providers and 50% coinsurance to non-network
providers for most services. Blue Plus covers maternity, office
visits, hospital, prescriptions, and vision. Like Blue Basic, you
also increase your savings by using network healthcare providers.
Blue Premier: With this plan, you have to pay 20% coinsurance to
network healthcare providers and 40% coinsurance to non-network
providers for most services. You have the freedom to choose from
several different deductible levels. Blue Premier covers office
visits, preventive care benefits, maternity, prescriptions, vision,
and hospitalization.
Regence Health Savings Account: It gives a member a number of advantages.
You will deposit pre-tax dollars into a special savings account
from which you will pay your qualified medical expenses. You are
allowed to work with the financial institution of your choice or
any of the company’s strategically chosen banks.
In this way, you are able to save money on your taxes. HSA accounts
have high deductibles and low premiums, which allows you to manage
your healthcare costs in a more effective manner.
Under Individual Dentacare, you have the option to add dental coverage
to your Blue Selections or Regence HSA plan. The dentists and staff
of Williamette Dental provide the services. The short term medical
coverage is designed for those who have a temporary need for medical
coverage and who are healthy.
After the implementation of a legislation in 1996, Regence BlueCross
BlueShield of Oregon offers "portable" coverage for individuals
terminating their group-sponsored coverage. In majority of the cases,
eligibility is guaranteed for those individuals and their covered
family members that meet certain qualifications for portable coverage.
Address of the company: Regence Blue Cross Blue
Shield of Oregon, 200 SW Market St., Portland, OR 92707.
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