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Sierra Health and Life Insurance
Sierra Health and Life Insurance Company, Inc is a California-domiciled
life and health indemnity insurance company, founded in 1906 and
subsequently taken over in 1986 by Sierra Health Services. The company
at present is licensed in 43 states and the District of Columbia.
Sierra Health Services is a diversified health care services company,
which operates health maintenance organizations (HMOs), indemnity
and workers’ compensation insurers, preferred provider organizations
(PPOs) and a multi-specialty medical group. Sierra’s subsidiaries
take care of more than 1.2 million people through health benefit
plans for employers, government programs and individuals.
Sierra Health and Life offers members a wide range of insurance
products, including five Preferred Provider Organization (PPO) Individual
medical plans. SHL’s Individual PPO plans are so designed
that it gives you the freedom to choose from an extensive group
of providers, and at the same time instills in you a sense of comfort
Sierra Health and Life’s Health Education and Wellness (HEW)
offers a variety of programs that tries to keep you healthy including
smoking cessation, stress, weight and disease management. These
programs differ from state to state and region to region.
In case one needs emergency care, he/she is covered at any hospital
emergency room. If you have a condition that is not an emergency,
but still warrants prompt attention, you may visit an urgent care
The company’s Mental Health and Substance Abuse Counseling
- The Life ConnectionSM Program (TLC) includes a comprehensive member
assistance program; online information and resources; telephonic
consultations; and training and wellness services. .
Sierra Health and Life offers a number of Medicare Advantage plans
that includes Sierra Spectrum, Sierra Nevada Spectrum, SierraRx,
and Sierra Optima.
As far as vision care coverage is concerned, Sierra Health and
Life’s vision benefit plans give members the choice to use
a contracted or non-contracted provider for services. The company’s
vision plans offer eye exams, eyeglasses and contact lens coverage,
for both plan and non-plan providers.
Sierra Health and Life also offers commercial dental care coverage.
The company’s dental benefit plans give members the choice
to use contracted or non-contracted providers for services. Most
of its dental plans offer two dental exams and cleanings every 12
months, for both plan and non-plan providers.