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Blue Cross and Blue Shield of Minnesota

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Blue Cross and Blue Shield of Minnesota

Blue Cross and Blue Shield of Minnesota

As an independent licensee of the Blue Cross and Blue Shield Association, the Blue Cross Blue Shield of Minnesota has lived up to its name by providing the people of Minnesota with the best health coverage at the best price. BCBSM is in fact one of the very first health insurance plans started in the state. It has been around for more than seven decades and it has come up with improved products and services year after year. The present day sees Blue Cross Blue Shield of Minnesota serving more than 2.5 million people across the state. The organization also has special plans that only employees with the Federal Government can avail.

The Blue Cross Blue Shield of Minnesota health plan came about in 1933 and is now regarded as one of the most financially stable health insurance companies in the state and all of United States. It acts as a not- for- profit organization and has a wide network of physicians, hospitals and medical centers working alongside it. In fact, Blue Cross Blue Shield of Minnesota members have access to more than 93% of providers spread across the state. The organization has also turned out to be a benchmark of quality after the National Committee of Quality Assurance awarded an accreditation for its contribution to quality health care coverage.

All four major plan categories, namely plans for individuals and families, groups, Medicare eligible people and those eligible for Government – supported plans, are under the agenda of the Blue Cross Blue Shield of Minnesota. If you’re looking for individual and family plans you can have your pick from amongst the Options Blue plan, Simply Blue plan, short term and traditional coverage. The Options Blue plan is a perfect tax- saving vehicle that charges higher deductibles and demand lesser premiums at the same time. A special highlight of this plan is that it offers coverage to members even when they’re on the move. Coverage includes preventive care services and office visits. The Simply Blue plan is meant for individuals and families who want to get insurance at an affordable price. It’s quite easy on the budget and offers a number of advantages. The best aspect about this plan is that processing does not really take much long and one can choose a doctor according to one’s preference. Also, members have a round the clock helpline at their service.

The short term coverage plan has three time periods from which one can choose from- 30, 60 or 90 days. Under this plan, members can avail prescription drug and emergency care benefits amongst others within the provided network. The traditional coverage is similar in benefits but the duration is longer. Group plan categories are of two kinds- The first is for companies with 2 to 50 employees and the other is for those with more than 50 employees. Under Medicare plans, one can find the Senior Gold, Medicare Blue PPO and Medicare Blue Rx plans.


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