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Blue Cross and Blue Shield of New Mexico

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Blue Cross and Blue Shield of New Mexico

Blue Cross and Blue Shield of New Mexico

Being a part of America, the state of New Mexico has experienced the different waves of health changes over the decades. And keeping in tandem with these alterations has been an organization that has proved itself as a rock solid support for the health insurance industry in the state. That’s Blue Cross Blue Shield of New Mexico for you. Being the only company licensed to offer products and services under the Blue Cross and Blue Shield brands, BCBS New Mexico functions with the simple objective to provide the best of health care to the maximum number of New Mexicans (especially so uninsured persons).

The Blue Cross Blue Shield of New Mexico has come a long way since it was initiated in 1940, now serving a member base as high as 3, 00, 000. And why not, the organization has plans for one and all. Whether it is traditional indemnity, PPO or HMO, Blue Cross Blue Shield of New Mexico has products to cater to almost all sections of the community. Individuals and families can select from amongst Blue Direct Plans A, B, C, Blue Choice, Blue Transitions and several other options. An affordable coverage option, Blue Direct Plan A is perfect for self- employed persons and even for early retirees. Since the deductible range is flexible (between $100 and $1,000), most people find it easy to pay up. Blue Direct Plan B is similar in requirements, the major difference being in the deductible range. In this case, the range has $250 at the lower end and $2,500 at the higher. Like Plan A, Plan B too requires members to make low out- of- pocket expenses. The deductible range is further higher in case of Plan C where the minimum one can pay is $500 and the maximum is $5,000. This plan, like the other Blue Direct plans, lets people access an enormous number of Preferred Providers.

As for the Blue Choice plan, the number of deductibles one can choose from is quite high. Added to that is the fact that members need not take referrals to visit specialists within the network. They also get to enjoy benefits like preventive care, coverage during the time of travel and more. Blue Transitions is the short term plan offered by Blue Cross Blue Shield of New Mexico. Coverage period can be anywhere between one to six months. Members find this plan useful even when they’re traveling. Please note that all the above mentioned plans are for individuals below 65 and families.

If you happen to be above 65, you need to fall back on Medicare category plans for coverage. You could opt from the offered Advantage plan, Supplement plans and the Medicare Part D plan.

Employee groups too have numerous options like Blue Net, Blue PPO, HMO Blue and many more. Blue Net allows members to access the expertise of any specialist within the given network without referrals. Coverage includes preventive care and prescription drugs that members can avail even while traveling through the Blue Card program. Even for the Blue PPO plan, members do not need to take referrals in order to visit in- network specialists. The Blue Card program is active on this plan as well. HMO Blue is also an affordable option that lets member choose a PCP and avail a number of medical benefits.


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