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Blue Cross Blue Shield of Arizona

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Blue Cross Blue Shield of Arizona

Blue Cross Blue Shield of Arizona

In the Blue Cross and Blue Shield Association network of 39 plans, the Blue Cross Blue Shield of Arizona is one of the topmost health insurers at the regional level. They have served the state of Arizona for over six decades now and have strived to provide necessary health coverage at affordable rates. The popularity of the organization continues to rise as it claims to cover at least one out of four Americans. The number of people covered under Blue Cross Blue Shield of Arizona plans will not be less than 700,000. The organization has been in operations ever since 1939 and now has its headquarters at Tempe in Sun City. It also has offices in Phoenix, Flagstaff and Tucson. Due to massive operational dimensions, the Blue Cross Blue Shield of Arizona has more than 1,200 employees working under it.

The organization being not- for- profit in nature has truly lived up to its name. Ever since it started functioning 69 years ago, the Blue Cross Blue Shield of Arizona has continually been involved in the upliftment of the community. Through its employees it has continued to serve people in an unconditional way building on their trust and belief. In its charitable pursuits, the organization believes, it should work only with other organizations nurturing the same beliefs. People who are unable to apply for coverage can let the company assess their eligibility for the Corporate Giving program by filling in a request form.

Like all other independent licensees under the Blue Cross and Blue Shield Association, Blue Cross Blue Shield Arizona too has several plans to offer ranging from individual and family plans, group/employer health plans and also Medicare beneficiary health plans In the individual and family plan category, the organization offers the Blue Preferred, the Blue Preferred Basic, the Blue Preferred Saver, the Blue Select, the Blue Classic and the Blue Classic saver plans. While the first two are Preferred Provider Organization (PPO) plans, the Blue Classic and Blue Classic Saver plans come under indemnity insurance. The Blue Select plan is the only Health Maintenance Organization (HMO) plan in the individual and family plans category.

As far as the group/employer health plans are concerned, there are about four in this category, namely the Blue Preferred, the Blue Solutions, the Blue Preferred Basic and the blue Select plans. The organization has kept this section of plans rather flexible and takers will find a lot of variations within a single segment. Apart from the Blue Select plan which is a Health Maintenance Organization (HMO) plan, the rest are all PPO plans. Do note that the Blue Solutions plans are available only for organizations with 2 to 50 employees. In the Medicare plan category, the company offers the Senior Preferred and the Senior Security plans. Takers of this plan need to be more tan 65 years of age and must be registered under Medicare Parts A and B.

Apart from the above mentioned plans, Blue Cross Blue Shield of Arizona also offers Dental Plus, a prepaid dental plan that has dentists participating only from the counties of Pima and Maricopa.


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