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Wellmark Blue Cross Blue Shield of Iowa

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Wellmark Blue Cross Blue Shield of Iowa

Wellmark Blue Cross Blue Shield of Iowa

The whole of America knows what the Blue Cross and Blue Shield brands mean to the nationís health industry. While the initiation of the Blue Cross name suggested a revolution in the area of hospital services, Blue Shield did the same thing for physician services. The state of Iowa, in both respects, has known one name and it is that of the Wellmark Blue Cross and Blue Shield of Iowa. Along with Wellmark Blue Cross and Blue Shield of South Dakota, Wellmark Blue Cross and Blue Shield of Iowa form what is known as the Wellmark Inc. All three individually are independent licensees of the Blue Cross and Blue Shield Association (BCBSA).

The history of Wellmark BCBS Iowa goes back to 1939 when the Hospital Service Incorporated of Iowa was incorporated in Des Moines. This organization was the beginning of the Blue Cross of Iowa, a name the former took on some years down the line. In a similar way, the Blue Shield of Iowa also started operating as the Iowa Medical Service. Over the years, a collaborative effort by the name of IASD Health Services Corporation came through due to the union of Blue Cross of Western Iowa and South Dakota with that of Blue Cross of Iowa and Blue Shield of Iowa. This happened in 1989, two years after which Blue Shield of South Dakota also entered into the IASD Health Services Corporation agreement. The year 1997 saw the corporation taking on the Wellmark brand name.

Wellmark Blue Cross and Blue Shield of Iowa offers plan to individuals, families and groups. Individuals and families can choose from either the Simply Blue or the Options Blue range of plans. The Simply Blue range includes coverage options like Alliance Select PPO Value, Alliance Select PPO Enhanced, Alliance Select PPO Comprehensive and Blue Basics. The PPO Value plan is good for anybody who usually keeps fit but wants coverage to ensure security during any unforeseen event. The PPO Enhanced plan offers benefits of a traditional plan where you have to pay greater premiums. The PPO Comprehensive is also a traditional plan that offers a greater number of coverage areas. Blue Basics is the most affordable plan available where you can choose extra coverage by paying more. Options Blue plans include Alliance Select PPO Bronze Value, Alliance PPO Select Silver and Alliance PPO Select Bronze Value.

In case youíre 65 or above and Medicare eligible, Wellmark Iowa can come forward to offer you the Senior Blue, Medicare Blue PPO and Medicare Blue Rx plans. Senior Blue comprises plans meant to cover the gaps left by regular Medicare coverage. In other words, these plans are supplemental in nature. Medicare Blue PPO plans combine health benefits along with drug advantages. Medicare Blue Rx is the Part D Prescription Drug plan by Wellmark Iowa.

Employer groups have plans such as Blue Choice, Blue Access, Blue Advantage and Alliance Select from which they can choose. These are point of service, open access, HMO and PPO plans respectively.


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