Yes you may. If you are unemployed, self employed or a student, you can opt for an individual plan. Consider the following options.
- Find out whether you can convert your existing group plan to an individual plan. Though the costs may be steep, you will probably be better off than purchasing a whole new plan.
- If married, find out whether you can be covered by your spouse’s plan.
- Try to find a health cover through any professional group you may belong to. You may even find a group with freelance employees. Some credit card companies also offer health covers.
- You may also buy an individual policy. The rates may be high with minimum coverage, but even then you are better off than without any cover. If you are self employed, you may even get tax benefits through this plan.
Gather all the information you can before reaching a decision. Once you have done that, go for the plan that gives you the most for your money.