Georgia Health Insurance Privacy Policy | Contact |

Georgia (GA) Health Insurance Resources

BBBOnLine Reliability Seal

Home - Health Insurance - Health Insurance Features for Different States of USA - Georgia

Find Local Doctors & Health Plans : Enter ZIP Code...

Your ZIP Code

Types of Health Plan

Your E-mail ID

[Optional and Compliant to Federal Laws]

Georgia Health Insurance

GA (Georgia) Health Insurance Resources

Are you a resident of Georgia looking for insurance? Well, then the first thing you ought to know is that finding the right policy can indeed be as difficult in this state as in the others. So the basic three aspects you cannot afford to look through are the terms and conditions stated in the policy, the state laws with regard to health insurance and your own insurability levels. Most Georgians either get coverage through an individual insurance policy or through group insurance provided by the employer. If you fall in either of these categories, getting a policy of your choice will be hassle- free. But in case youíre unemployed, between jobs or you do not have insurance advantage at your workplace, it can be problematic.

The state of Georgia has a lot of allowances for the individual insurance seeker. If youíre looking for individual health insurance, you can look through policies offered by three different sources namely, private health insurance companies, associations and the Government. Private insurance companies offer a range of options as far as health insurance goes, but the rates can be quite expensive. Most private organizations offer Health Maintenance Organization (HMO), Preferred Provider Organization (PPO). Associations come to your aid if you happen to be weak financially. The only thing you need to do to get insurance through an association is to be its member. In Georgia, there are two associations you can rely upon- The Printing Industry Association of Georgia and the Georgia Society of Certified Public Accountants. The Printing Industry Association offers HMO, PPO and POS plans and has membership types for all income groups. The Georgia Society of Certified Public Accountants offers group plans of all kinds at lower rates.

Plans provided by associations may still be a tad bit expensive for you, in which case you can also weigh various Government sponsored options. The most inexpensive program is probably Medicaid. Usually all people within the low income group are eligible for Medicaid. If need be, you can also contact the Indigent Care Trust Fund for your insurance needs. A family usually has greater insurance requirements and the Right from the Start Medicaid Program is aimed at families belonging to the low income group. This program mainly offers coverage to young children between 0 and 18 years and to pregnant women. This program is all the more dependable since people donít have to meet too many requirements. Several plan options are also available for small children where they get coverage for medical services and preventive care.

No matter where youíre buying your insurance from, be sure of that organizationís dependability and reputation. Also do not forget to compare similar plans. This tactic more often than not ensures that you get the plan matching your requirements. Your insurability is another factor that is of primary importance. Different companies view insurability on different terms but usually it depends on the patientís age, health condition and income.


Home     Contact Us     Privacy Policy     Our Edge     Disclaimer     Site Map    

Copyright 2003-2021 Group, Inc. [Protected under U.S. Copyright TX5-874-987 & Several Pending Patents]

Page copy protected against web site content infringement by Copyscape.