Are immigrants eligible for subsidies?
Immigrants who purchase plans through the exchange can receive premium subsidies (also called premium tax credits) as well as cost-sharing subsidies (also known as cost-sharing reductions or CSR). Eligibility for immigrants follows the same rules as it does for U.S. citizens – your income must be 100% to 400% of the national poverty level to qualify for a premium subsidy and between 100% and 250% of the poverty level to qualify for cost-sharing subsidies. Like U.S. citizens, immigrants are also unable to receive subsidies like this if they have access to affordable health insurance through their job or if they are eligible for Medicaid.
If your income is below 100% of the national poverty level but you are ineligible for Medicaid because of your immigration status, you may be able to purchase a plan through the exchange and still receive help with premiums and cost sharing.
Undocumented immigrants are unable to purchase health plans through the exchange and are ineligible for subsidies. They are also barred from enrolling in Medicaid.
Can immigrants buy health plans through the exchange? Can they receive coverage through Medicaid or CHIP?