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How does the number of children included in a family health insurance plan affect premiums?

Family plans purchased through the exchange will charge additional premiums for each child under the age of 21 on the plan, up to three children. If there are more than three children aged 20 or younger on your plan, you will only have to pay premiums for three. Children ages 21-25 will add to your premium regardless of how many other children are on the plan.

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I’m under 26. Should I get coverage through my school, buy my own plan, or use my parents’ health insurance?

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Financially strong A.M Best rated insurers with low complaint ratios related to claims will send you quotes directly and promptly. You may also have access to instant rate quotes, and side by side plan comparisons. The service is free, and comes with no obligation. Your privacy is our highest priority.

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