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I’m still on my parent’s health insurance plan but am having a child of my own. Will their plan cover this?

Dependents who are having children of their own will face different circumstances depending on the nature of their parent’s plan. If the plan was bought independently or through an employer with fewer than 50 employees, it is required to cover prenatal care and delivery. If your parent’s plan is a group health plan from a larger employer, it is only required to cover prenatal care. Most plans –regardless of source – are not required to provide coverage for a dependent’s child. If you are still on your parent’s plan and are looking for coverage for your own child, you will want to consider getting a plan through an employer, the exchange, or Medicaid/CHIP.

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