Can I buy long-term care insurance through the exchange?
Long-term care insurance is not available through the exchange. Exchange plans include medical, dental, and vision coverage, but other types of insurance, including that for long-term care, must be purchased off the open market. At one point there were plans for a national long-term care insurance program to be included as part of the Affordable Care Act, but these were dropped for financial reasons. If you are interested in long-term care insurance, we have a number of articles on the subject, including tips for how to go about purchasing an LTC insurance policy.