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Are Working Individuals Eligible for Medicare?

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 Are Working Individuals Eligible for Medicare?
Are Working Individuals Eligible for Medicare?

Are Working Individuals Eligible for Medicare?

Almost everyone can avail Medicare hospital insurance (Part A) free of cost. However, you need to pay a premium on monthly basis for availing medical insurance (Part B). Many people often have other medical insurance from before. Now, the question that often disturbs them is that is it worth paying the monthly premium to go in for a medicare insurance plan? Well, the answer usually differs from one person to the other. To be more specific, a lot of it also depends on the type of medial insurance plan that you are currently into. Let us take a look at a couple of suggestions that will help you come up with a good decision.

Individuals with private insurance plans: You need to contact iQuote Medicare advisor so as to get information about how the private plan gets along with medicare health insurance. This is particularly important if your family members are covered under the same health policy. Another thing that you need to keep in mind is that only Medicare in no ways covers for all medical services. In fact, the same rule of thumb is also applicable for almost all private health insurance plans. Hence, while making plans for your medical insurance coverage, remember that an increasing number of nursing homes are not covered by private health or medicare insurance policies. Hence, it would be always advisable on your part not to give up any health insurance plans that you are currently into unless your Medicare coverage starts.

Individuals with group insurance plans: Group medical insurance plans of companies with at least twenty or more employees are needed by law for offering workers as well as their spouses who have attained at least sixty five years of age. They enjoy the same facilities as any younger employees would have enjoyed. If you are currently into a company provided health insurance plan, make sure to inform your personnel officer prior to signing up for the Medicare health insurance.

Individuals with medical protection from other plans: If you are currently into a coverage provided by the Department of Defense, then it is quite likely that your medical benefits are likely to change or perhaps come to an end, the moment you qualify for the Medicare insurance plans. Hence, prior to enrolling for Medicare health insurance make sure to talk to the military health advisor or contact the Department of Defense for the same. On the other hand, if you are currently into a coverage provided by the Indian Health Service or a state medical program or the Department of Veteran Affairs, make sure to contact the respective offices and check whether opting for the Medicare health insurance will benefit you at this moment or not.

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Are Working Individuals Eligible for Medicare?

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