Disability Insurance

Disability Insurance Quotes

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Disability Insurance helps a person to receive income if he or she becomes incapable to work as a result of some serious accident or major illness. Disability Insurance is complementary to health insurance and acts to furnish money for lost income. Disability Insurance could be availed as Employer-paid disability insurance, the Social Security disability benefits and the policies of Individual disability income insurance.

Disability Insurance policies are of two types, the Short Term Disability and the Long Term Disability. The first type offers waiting period of 0 to 14 days and the benefit period could be a maximum of two years. The latter type provides waiting period that could be of some weeks to few months and the benefit period could be few years and extending to one's complete life.

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