Get Arizona Health Insurance - Quick Free Quotes
Arizona Health Insurance
Health insurance is important for every individual. This is irrespective of the age or gender of the individual. On this page, we detail the various health options open to you if you are a resident of Arizona. You will get an insight on getting a health plan for yourself, whether you are looking for a health plan as an individual, a part of a group or simply a plan that is provided by the state.
Individual health insurance in Arizona
Individual plans offered by health insurance companies are often subject to medical underwriting, which is a valid practice in the state of Arizona. The only exception to this rule is the individual who is guaranteed covers under HIPAA, a federal law. Also, the plans provided to individuals with pre existing or other health conditions may charge rates that are higher. The companies may also impose exclusionary and waiting periods before they are covered.
The plans offered vary according to the covered benefits, the premiums charged and other aspects like deductibles, co insurance rates and co payments.
Small group and business insurance in Arizona
This basically refers to a group comprising 2-50 members. Health insurance companies functioning in Arizona must provide insurance to these groups, irrespective of the health status of the members of the group. However, they can impose a 12month period of exclusion on these pre existing conditions. These conditions are of course not applicable for people who qualify under HIPAA.
Arizona Coverage under COBRA
Laws under the Consolidated Omnibus Budget Reconciliation Act of 1985 apply in the state of Arizona. According to this law, a company employing more than 20 people is obligated by law to continue covers for an employee who, for some reason, is no longer employed with the company. The covers also have to be extended to his family.
Arizona Medicaid plans
Medicaid plans are also offered in the state of Arizona. The program is offered under AHCCCS. Under this state and federal sponsored program, health plans are offered to people who have a low income, are pregnant, disabled or residents of nursing homes. Some of the people receiving Medicare are also eligible for this program. Plans are offered to these individuals, always providing that they meet certain income requirements.
Other health insurance plans in Arizona
The KidsCare program is offered in the state of Arizona. Under this program, health insurance is provided to children below the age of 19, provided they meet certain income criteria. Also included is the baby Arizona program. Under this program, pregnant women who are uninsured and have a low income may obtain health insurance.
Easy Quotes from the Top Arizona Health Insurance Carriers
Our service is the best way for you to secure the most suitable Arizona health insurance quote for yourself. You will get quotes on health insurance from the top health insurance carriers. This includes- American Medical Security, American Family Insurance, Anthem Blue Cross Blue Shield, Assurant Health, Fairmont Specialty Group, Celtic, Midwest Security, Golden Rule, Security Life and UNICARE and many more.
An easy, fast and free way to find Arizona Health Insurance
Our process is quick, easy and free. The only thing you have to do is to fill in a simple form with your information. The information will be kept confidential and will be used only to provide you with medical insurance quotes. As soon as you complete this form, you will receive instantaneous quotes from the top carriers. If you want, you can buy the plans online also. We will also put you in touch with licensed local agents in your area who will assist you in every way before you can purchase a plan.
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