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 Health Insurance in Illinois
Health Insurance in Illinois

Illinois Health Insurance

With the rising cost of insurance today, buying an insurance plan has become quite a complex task. According to a recent survey, the price of insurance in Illinois has risen by about 68% in the last six years. However, you need not feel concerned. With the help of expert knowledge, you can still find the plan that is just right for you. Whether you are looking for a group plan or an individual plan, a comprehensive plan or a plan that offers basic covers, we can help you find a plan that is just right.

Individual and Family Health Plans

If you are an individual who cannot get group covers from your employer, or any other association, individual or family health insurance is just right for you. There is a wide array of individual and family health plans on offer. You can opt for the HMO, PPO or the traditional fee for service programs. There is a lot of choice on offer, depending on your needs and budget.

Illinois Health Insurance for Groups and Small Businesses

Medical underwriting is allowed in Illinois. The rates charged for insurance depends on community rating .These are based on the age, location, gender and size of the group, among other factors. The carrier may consult your health history in the last six months and impose a 12 month exclusionary period on you. Insurance is also provided for small businesses.

Other Health Insurance in Illinois

The state of Illinois also offers high risk pool insurance and COBRA coverage for employees who have just left a previous job. High risk pool insurance is provided to those individuals who have been rejected by other carriers because of health or other factors. The program is offered through Illinois Comprehensive Health Insurance Plan or CHIP. COBRA benefits are provided for those groups which have more than 20 members. This program provides continuation covers for those employees who have lost it due to any reason, e.g. a job loss. Insurance is also offered through Medicaid, a program that is funded both at the state level and at the federal one.

Easy Quotes from the Top Illinois Health Insurance Carriers

Our service is the best way for you to secure the most suitable Illinois health insurance quote for yourself. You will get quotes on IL health insurance from the top health insurance carriers. This includes- Alliance for Affordable Services, Aetna, Blue Cross Blue Shield Health Plans, John Alden Life Insurance, MEGA Life and Health Insurance Company, Harvard Pilgrim Health Care, United Health Care, Mid West Life Insurance Company, Tufts Insurance, United Health Care and many more.

An Easy, Fast and Free Way to Find Illinois Health Insurance

Our process is quick, easy and free. The only thing you have to do is to fill in a simple form with your information. The information will be kept confidential and will be used only to provide you with medical insurance quotes. As soon as you complete this form, you will receive instantaneous quotes from the top carriers. If you want, you can buy the plans online also. We will also put you in touch with licensed local agents in your area who will assist you in every way before you can purchase a plan.

Health Insurance in Illinois


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