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 Health Insurance in Maryland
Health Insurance in Maryland

Maryland health insurance

The importance of having a health insurance plan can hardly be overstated. This is especially true considering the tremendous increase in health care costs in recent times. Having a suitable health insurance plan is essential for every individual. This is irrespective of the age, health or other conditions of the person. This page will provide you with all the details you need before you go for a health insurance plan for yourself.

Individual health insurance plans in Maryland

The best way for you to get a health insurance plan is of course to go for a group health plan from your employer or any association you might be a member of. However, if you are unable to get a group health plan for yourself, you can get an individual health insurance plan. However, expect to pay more for an individual policy. This is because unlike group plans where you bear only a part of the cost, in an individual health plan, there is no question of an employer’s contribution. For this reason, the cost you bear is naturally more. The premiums you pay for a plan will vary according to the benefits the area covered, the deductibles you pay and other items like co insurance and co payments.

Maryland Coverage under COBRA

Laws under the Consolidated Omnibus Budget Reconciliation Act of 1985 apply in the state of Maryland. According to this law, a company employing more than 20 people is obligated by law to continue covers for an employee who, for some reason, is no longer employed with the company. The covers also have to be extended to his family.

Maryland Medicaid plans

Medicaid plans are also offered in the state of Maryland. Under this state and federal sponsored program, health plans are offered to people who have a low income, are pregnant, disabled or residents of nursing homes. Some of the people receiving Medicare are also eligible for this program. Plans are offered to these individuals, always providing that they meet certain income requirements.

Other health insurance plans in Maryland

The Maryland Children’s Health Program (MCHP) is offered in the state of Maryland. Under this program, health insurance is provided to children below the age of 19, provided they meet certain income criteria.

Easy Quotes from the Top Maryland Health Insurance Carriers

Our service is the best way for you to secure the most suitable Maryland health insurance quote for yourself. You will get quotes on health insurance from the top health insurance carriers. This includes- American Medical Security, American Family Insurance, Anthem Blue Cross Blue Shield, Assurant Health, Fairmont Specialty Group, Celtic, Midwest Security, Golden Rule, Security Life and UNICARE and many more.

An easy, fast and free way to find Maryland Health Insurance

Our process is quick, easy and free. The only thing you have to do is to fill in a simple form with your information. The information will be kept confidential and will be used only to provide you with medical insurance quotes. As soon as you complete this form, you will receive instantaneous quotes from the top carriers. If you want, you can buy the plans online also. We will also put you in touch with licensed local agents in your area who will assist you in every way before you can purchase a plan.

Health Insurance in Maryland

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