Get Mississippi Health Insurance - Quick Free Quotes
Mississippi health insurance
Health insurance is very important for every individual. If you are a resident of Mississippi and are looking for health insurance, we have all the information you need. As a resident of Mississippi, you have an option between private carriers and state insurance providers.
Individual health insurance in Mississippi
In the last six years, premiums for health insurance plans have increased by 81%. For this reason, it is very important to buy a health insurance plan that will cater to all your medical needs. It is also necessary for you to have a health plan that looks after the needs of your family. Individual health plans are offered by many carriers. These include HMOs, PPOs and POS type of plans. The actual cost of the health plan will depend on the deductibles charged, the coinsurance and co payments paid.
Medical underwriting is allowed in the state of Michigan. The state allows a look back and exclusionary period of 12 months. The state also offers a high risk pool under the Mississippi Comprehensive Health Insurance Risk Pool Association (MCHIRPA).
Insurance for small business and groups
Group health insurance can be got through employers, associations or unions. However, as in individual health insurance, medical underwriting is allowed here. The preexisting clause can extend up to six months prior to your application and the company may deny covers for those conditions up to 12months. The average premium you may expect to pay for a group insurance plan will vary, depending, among other factors, on the contributions your employer makes.
Coverage under COBRA
Laws under the Consolidated Omnibus Budget Reconciliation Act of 1985 apply in the state of Mississippi. According to this law, a company employing more than 20 people is obligated by law to continue covers for an employee who, for some reason, is no longer employed with the company. The covers also have to be extended to his family.
Mississippi Medicaid plans
Medicaid plans are also offered in the state of Mississippi. Under this state and federal sponsored program, health plans are offered to people who have a low income, are pregnant, disabled or residents of nursing homes. Some of the people receiving Medicare are also eligible for this program. Plans are offered to these individuals, always providing that they meet certain income requirements.
Mississippi also offers the children’s health insurance program (CHIP). Under this program, health insurance is provided to children below the age of 19, provided they meet certain income criteria. They must also be residents of Mississippi and have a social security number. Also, they may not be blind, disabled or receiving health insurance through an employer.
Easy Quotes from the Top Mississippi Health Insurance Carriers
Our service is the best way for you to secure the most suitable Mississippi health insurance quote for yourself. You will get quotes on health insurance from the top health insurance carriers. This includes- American Medical Security, American Family Insurance, Anthem Blue Cross Blue Shield, Assurant Health, Fairmont Specialty Group, Celtic, Midwest Security, Golden Rule, Security Life and UNICARE and many more.
An easy, fast and free way to find Mississippi Health Insurance
Our process is quick, easy and free. The only thing you have to do is to fill in a simple form with your information. The information will be kept confidential and will be used only to provide you with medical insurance quotes. As soon as you complete this form, you will receive instantaneous quotes from the top carriers. If you want, you can buy the plans online also. We will also put you in touch with licensed local agents in your area who will assist you in every way before you can purchase a plan.
Copyright 2019 QuickHealthInsurance.com [Protected under U.S. Copyright TX5-874-987 & Several Pending Patents]