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 Health Insurance in Ohio
Health Insurance in Ohio

Ohio Health Insurance

Even though the importance of having a health insurance plan is an established fact, the unfortunate fact is that only about 4% of Ohioans have a suitable health insurance program. However, in recent years, the rising costs of health care have forced many residents to seek a health plan that addresses their basic concerns. If you are a resident of Ohio and are either underinsured or uninsured, read on. We will help you find a plan that is suitable and affordable.

Ohio Group Insurance

Medical underwriting is allowed in the state of Ohio. The rate allowed is plus or minus 35% of the rate indexed based on the health status in the group. For smaller groups, the rate of premiums was one of the lowest. The average monthly premium was around $296 for an individual in a group insurance plan. For the family, it came to around $776.

Ohio COBRA Health Coverage

Laws under the Consolidated Omnibus Budget Reconciliation Act of 1985 apply in the state of Ohio. According to this law, a company employing more than 20 people is obligated by law to continue covers for an employee who, for some reason, is no longer employed with the company. The covers also have to be extended to his family.

Ohio Medicaid Plans

Medicaid plans are also offered in the state of Ohio. Under this state and federal sponsored program, health plans are offered to people who have a low income, are pregnant, disabled or residents of nursing homes. Some of the people receiving Medicare are also eligible for this program. Plans are offered to these individuals, always providing that they meet certain income requirements.

Other Ohio Health Insurance Plans and Programs

Apart from the ones mentioned above, Ohio also offers the Ohio Healthy Start/ Ohio Health Families to children of those families whose family incomes are within 200% of those specified by the federal poverty level. It is also offered to families which have incomes up to 100% those of the federal poverty levels. For pregnant women, this level is extended to 150%. The beneficiaries must be residents of Ohio and must have a social security number.

Easy Quotes from the Top Ohio Health Insurance Carriers

Our service is the best way for you to secure the most suitable Ohio health insurance quote for yourself. You will get quotes on health insurance from the top health insurance carriers. This includes- Alliance for Affordable Services, Aetna, Blue Cross Blue Shield Health Plans, John Alden Life Insurance, MEGA Life and Health Insurance Company, Harvard Pilgrim Health Care, United Health Care, Mid West Life Insurance Company, Tufts Insurance, United Health Care and many more.

An Easy, Fast and Free Way to Find Ohio Health Insurance

Our process is quick, easy and free. The only thing you have to do is to fill in a simple form with your information. The information will be kept confidential and will be used only to provide you with medical insurance quotes. As soon as you complete this form, you will receive instantaneous quotes from the top carriers. If you want, you can buy the plans online also. We will also put you in touch with licensed local agents in your area who will assist you in every way before you can purchase a plan.

Health Insurance in Ohio

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