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Wyoming health insurance
Having a health insurance plan is important for everybody. If you are resident of Wyoming and are looking for a health insurance plan, we have all your health insurance options on hand. Go through the information provided on this page. You will get an idea about health insurance options under private carriers as well as state and federal health insurance programs.
Individual health insurance in Wyoming
The state of Wyoming allows medical underwriting without restrictions. So, if you a resident of Wyoming and are applying for an individual health insurance program, your application may be rejected if your health status is found to be inadequate by the company. If you are found to have a pre existing condition, the carrier may impose a 6 month look back and an exclusionary period of 12 months on you.
As an individual, you have a wide range of choices in plans. You can go for HMOs, PPOs, or POS type of programs. The plan you opt for will depend on the deductible and premium level you are comfortable with. Depending on this, you would also have to look for the plan which provides benefits that are suitable for you.
If you are unable to secure a health insurance plan because of pre existing conditions or other factors, you may look at the high risk pool offered by the state under the Wyoming Health Insurance Pool.
Insurance for small business and groups in Wyoming
Group health insurance can be got through employers, associations or unions. However, as in individual health insurance, medical underwriting is allowed here. The average premium you may expect to pay for a group insurance plan will vary, depending, among other factors, on the contributions your employer makes. There is a 6 month look back period and an exclusionary period of 12 months if you are found to have a pre existing condition.
Coverage under COBRA in Wyoming
Laws under the Consolidated Omnibus Budget Reconciliation Act of 1985 apply in the state of Wyoming. Under this law, a company employing more than 20 people is obligated to continue covers for an employee who, for some reason, is no longer employed with the company. The continuation of these covers is to be extended to his family also.
Wyoming Medicaid plans
Medicaid plans are also offered in the state of Wyoming. Under this state and federal sponsored program, health plans are offered to people who have a low income, are pregnant, disabled or residents of nursing homes. Some of the people receiving Medicare are also eligible for this program. Plans are offered to these individuals when they meet certain income criteria.
Other health insurance plans in Wyoming
Wyoming also offers the Kid Care CHIP children’s health insurance program. Under this program, health insurance is provided to children below the age of 18, provided they meet certain income criteria. They must be residents of Wyoming and legal US residents.
Easy Quotes from the Top Wyoming Health Insurance Carriers
Our service is the best way for you to secure the most suitable Wyoming health insurance quote for yourself. You will get quotes on health insurance from the top health insurance carriers. This includes- American Medical Security, American Family Insurance, Anthem Blue Cross Blue Shield, Assurant Health, Fairmont Specialty Group, Celtic, Midwest Security, Golden Rule, Security Life and UNICARE and many more.
An easy, fast and free way to find Wyoming Health Insurance
Our process is the simplest one you can find. The only thing you have to do is to fill in a simple form with your information. The information will be kept confidential and will be used only to provide you with medical insurance quotes. Once you complete this form, you will receive instantaneous quotes from the top carriers. If you want, you can buy the plans online also. We will also put you in touch with licensed local agents in your area who will assist you in every way before you can purchase a plan.
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