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Convenient health insurance solutions from SelectHealth

Convenient health insurance solutions from SelectHealth

SelectHealth is a premiere health insurance company that has been serving people for over 25 years. t has dedicated itself in providing quality health insurance products and allowing people to access better care services. Formerly, SelectHealth was known in the insurance industry as IHC Health Plans, Inc. In the month of April, 2006 it changed its name to SelectHealth. It is a subordinate company under Intermountain Healthcare.

Being a not-for-profit insurance company, SelectHealth aims in developing a healthy and disease-free environment. At present, it operates in the states of Idaho and Utah. SelectHealth offers value, convenience, superb customer care and standard health care coverage. That is why it has got a hugely satisfied clientele. When the company was known by the name of IHC Health Plans, Inc. it received national appreciation for offering cost-effective health care solutions and for maintaining the paramount level of customer satisfaction.

SelectHealth was Utah's 1st commercial health insurance that was officially ranked "Excellent" by the NCQA (National Committee for Quality Assurance). CareFirst and Lifewise Health Plan are the foremost competitors of SelectHealth in the insurance market, but still most of the residents of Idaho and Utah rely on SelectHealth for sufficing their health care needs.

SelectHealth offers health plans to individuals and also for families. These include the following plans:

  • HMO/PLUS plans
  • HealthSave Plans

Individual plus health plans come with the point-of-service option. This denotes that customers will be able to select from both partaking and non-partaking health care providers.

The policyholders of each of these plans will be able to access the three all-inclusive heath care provider networks of SelectHealth. They are as follows:

  • Select:Value: This option allows customers to select from a network of more than 1,100 partaking physicians and 19 partaking hospitals.
  • Select:Med: With this option, customers can select from a network of above 3,000 partaking physicians and 28 partaking hospitals.
  • Select:Care: Customers are free to select from a network of more than 3,700 partaking physicians and 34 partaking hospitals with this option.

The minimum amount of deductible required to be paid for owning HMO/Plus plans is around $250. Customers can choose from a wide range of coinsurance and copayment options. These plans offer 100% coverage for pediatric and adult vaccinations. For availing a 30-day generic medication supply, customers are required to pay only $10.

For HealthSave Plans, customers are required to pay a deductible of $1,500 for receiving individual coverage and $3,000 for availing coverage for an entire family. It has High Deductible Health Plan feature that can be utilized in combination with HSAs (Health Savings Account), which can be used only for paying any kind of health care related expenses.

Apart from this it also offers health insurance solutions to both small and big business establishments. Not only this, but it deals in government health care programs that are sponsored by the state government of Utah. SelectHealth offers discounts for alternative medications, eye checkups, membership at various health clubs, gyms, spas etc. to all its members.

Customers can know more about each of the health insurance plans and products of SelectHealth by visiting their official website at http://selecthealth.org. Not only this, but customers can also locate doctors, clinics and hospitals close to their place of residences in this website.

Convenient health insurance solutions from SelectHealth CLICK HERE FOR INSTANT FREE MEDICAL INSURANCE QUOTES


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