What is AARP Medicare Supplement Plan F?
Unlike Original Medicare, Medicare Supplement Insurance (Medigap) Plans are sold by private insurers. Several different private insurers offer Medigap Plans, including AARP/United Healthcare. In most states, Medigap Plans are standardized using a system of 10 letters (A, B, C, D, F, G, K, L, M, and N), with each letter corresponding to a specific set of benefits. These benefits must remain constant across all versions of this letter, regardless of which company is selling it. For instance, the Plan F offered by Insurance Company A must offer the same coverage as the Plan F offered by Insurance Company B. Thus, “AARP Medicare Supplement Plan F” is simply the version of Plan F offered by AARP/United Healthcare. It is important to note that while the basic coverage offered under a plan of a given letter must be the same between all insurers, pricing can vary significantly. Thus, it is a good idea to compare the plans offered by multiple insurers before making a purchase.
What does Plan F cover?